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Personal finance workbook for beginners: practical exercises for smarter money management and financial empowerment
This book is structured so that each section builds on the previous one, progressing from simpler concepts to more complicated ones. However, the book is also assembled so that you can flip directly to a chapter or specific topic to find the exact information you seek, such as information on buying a home or planning for retirement.
Imagine that your financial journey is like a cross-country road trip. Part one of this book resembles the preparation phase, where you map out your route and tune up your vehicle. In this section, you’ll get a taste of the basics of personal finance, assess where you are, and make a plan to build your financial foundation.
Part two resembles the driving portion of the trip, during which you experience all the twists, turns, and obstacles. Each chapter will help you navigate one big piece of your financial life, from managing debt to investing for your future.
On a road trip, you may encounter destination checkpoints and scenic vistas along the way. In this book, these vistas come in the form of educational activities using tools like quizzes, checklists, and budget templates. These activities will help put your plan into action.
Throughout the journey, be patient with yourself. Some of this book’s concepts are complex. However, if you open yourself up to learning new things, you may make some surprising discoveries.
Make sure to appreciate the journey!
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